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Legal Notices and Conditions of Use


Blue Cross of California and BC Life & Health Insurance Company are independent licensees of the Blue Cross Association and are licensed to use the Blue Cross name and mark in the State of California. Medical Coverage and Dental Coverage provided by Blue Cross of California and/or BC Life & Health Insurance Company. Life Insurance Coverage provided by BC Life & Health Insurance Company. In order to qualify for the tax benefits of an MSA or HSA, you must be an "eligible individual" under IRS regulations. The IRS has not yet issued regulations on MSAs or HSAs or determined that the Blue Cross high deductible plans are qualifying high deductible plans. Interested persons should consult a qualified tax advisor.

PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THIS SITE.

By using this site, you agree to these terms of use. If you do not agree to these terms of use, please do not use this site.

Restrictions on Use of Materials

This site is owned and operated by Blue Cross of California and its affiliates (hereinafter Blue Cross of California ). Any activity on this site is subject to monitoring by Blue Cross of California at any time. Anyone who uses this site consents to such monitoring and agrees that Blue Cross of California may use the results of such monitoring without limitation. No material from any web site owned, operated, licensed, or controlled by Blue Cross of California or any of its related, affiliated companies, including, without limitation, bluecrossca.com (the "Blue Cross of California Material"), may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way, without the prior written consent of Blue Cross of California, except that you may download one copy of the Blue Cross of California Material for your personal, non-commercial use only, provided you keep intact all copyright, service mark, and other proprietary notices. Modification of the Blue Cross of California Material or use of the Blue Cross of California Material for any other purpose is a violation of Blue Cross of California's copyright, service mark, and other proprietary rights. It is a condition of your use of this web site that you do not restrict or inhibit any other user from using this web site.

Limitation of Liability

Under no circumstances, including, but not limited to, negligence, shall Blue Cross of California or any of its related, affiliated companies be liable for any direct, indirect, incidental, special, consequential, or punitive damages that result from the use of, or the inability to use, the Blue Cross of California Material or Blue Cross of California web site. You specifically acknowledge and agree that Blue Cross of California is not liable for any defamatory, offensive, or illegal conduct of any user. If you are dissatisfied with any of the Blue Cross of California Material, or with any of Blue Cross of California's terms and conditions, your sole and exclusive remedy is to discontinue using this site.

Disclaimer

BLUE CROSS OF CALIFORNIA MAKES NO WARRANTIES OR REPRESENTATIONS AS TO THE ACCURACY OF THE CONTENT ON THIS SITE AND BLUE CROSS OF CALIFORNIA ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ANY ERRORS OR OMISSIONS IN THE CONTENT ON THE SITE. THE BLUE CROSS OF CALIFORNIA MATERIAL IS PROVIDED "AS IS" AND WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. FURTHER, BLUE CROSS OF CALIFORNIA DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE BLUE CROSS OF CALIFORNIA MATERIAL WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. YOU, AND NOT BLUE CROSS OF CALIFORNIA, ASSUME THE RISK, LIABILITY, AND RESPONSIBILITY FOR ANY AND ALL DAMAGE TO YOUR SYSTEM OR THE SYSTEM YOU ARE USING. IN NO EVENT WILL BLUE CROSS OF CALIFORNIA BE LIABLE OR RESPONSIBLE FOR ANY DAMAGE TO YOUR SYSTEM OR THE SYSTEM YOU ARE USING. BLUE CROSS OF CALIFORNIA DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE BLUE CROSS OF CALIFORNIA MATERIAL IN THIS SITE IN TERMS OF ITS CORRECTNESS, ACCURACY, TIMELINESS, RELIABILITY, OR OTHERWISE. BLUE CROSS OF CALIFORNIA MAY HAVE PROVIDED LINKS AND POINTERS TO INTERNET SITES MAINTAINED BY THIRD-PARTIES ("THIRD-PARTY SITES") AND MAY FROM TIME TO TIME PROVIDE THIRD-PARTY MATERIALS ON THIS SITE. NEITHER BLUE CROSS OF CALIFORNIA NOR ITS RELATED, AFFILIATED COMPANIES OPERATE OR CONTROL IN ANY RESPECT ANY INFORMATION, PRODUCTS, OR SERVICES ON THESE THIRD-PARTY SITES. THE THIRD-PARTY MATERIALS IN THIS SITE AND THE THIRD-PARTY SITES ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, BLUE CROSS OF CALIFORNIA DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS. BLUE CROSS OF CALIFORNIA DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE THIRD-PARTY MATERIALS IN THE THIRD-PARTY SITES IN TERMS OF THEIR CORRECTNESS, ACCURACY, TIMELINESS, RELIABILITY, OR OTHERWISE. PLEASE NOTE THAT SOME JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU. CHECK YOUR LOCAL LAWS FOR ANY RESTRICTIONS OR LIMITATIONS REGARDING THE EXCLUSION OF IMPLIED WARRANTIES.

Service Mark and Trade Mark Information

® is a Registered Mark and SM is a Service Mark of the Blue Cross Association. MedCall is a Registered Mark of WellPoint Health Networks Inc.

Jurisdiction

Except as described otherwise, all materials in the Blue Cross of California site are made available only to provide information about Blue Cross of California. Blue Cross of California controls and operates this site from its headquarters in Woodland Hills, California, United States of America, and makes no representation that these materials are appropriate or available for use in all other locations. If you use this site from other locations, you are responsible for compliance with applicable local laws.

Termination

This agreement is effective until terminated by either party. You may terminate this agreement at any time by destroying all materials obtained from any and all Blue Cross of California sites and all related documentation and all copies and installations thereof, whether made under the terms of this agreement or otherwise. This agreement will terminate immediately without notice from Blue Cross of California if, in Blue Cross of California's sole discretion, you fail to comply with any term or provision of this agreement. Upon termination, you must destroy all materials obtained from this site and any and all other Blue Cross of California sites and all copies thereof, whether made under the terms of this agreement or otherwise.

© 2004 Blue Cross of California