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  Effective January 1, 2004, changes to the Internal Revenue Code permit eligible individuals and/or their employers to contribute to tax-favored Health Savings Accounts (HSAs) to cover qualified medical expenses. The HSA is an individually owned account, and the account owner must have a qualifying high-deductible health plan (HDHP) for favorable tax treatment. The concept behind HSAs is that by giving employees a vehicle to save tax sheltered healthcare dollars for future health conditions, they will be more careful with expenditures—and more aware of opportunities to save. To help employer groups and members take advantage of these new, tax-efficient accounts, Blue Cross is making "HSA-compatible" plans available to all of our large-group clients. The HDHP from BC Life & Health is not an HSA. An individual must open an HSA at a qualifying financial institution. HSA-Compatible Health Plans from Blue Cross Blue Cross offers qualified HSA-compatible plans with individual deductibles ranging from $1,000 to $5,000, a $5,000 individual out-of-pocket maximum and a $10,000 family out-of-pocket maximum. Coverage provided by BC Life & Health Insurance Company |
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Blue Cross members can better understand their own medical conditions and the most appropriate treatments by using empowerment tools, including:
MedCall® 24-hour Nurse Line Healthcare Advisor by SubimoTM Healthwise® Knowledgebase Health Improvement Program Provider Perfomance Profile More Resources Blue Cross members have access to a wide range of empowering resources, including Baby Connection, online Member Services, and HealthyExtensions discounts—designed to help members take a personal path toward wellness. |
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© 2004 Blue Cross of California and BC Life & Health Insurance Company are independent licensees of the Blue Cross Association and are licensed to conduct business in the State of California. Click Here to read our Legal/Privacy Policy. |